![]() ![]() Errors such as a disconnect between the total number of 1095-Cs and the count listed on 1094-C, incorrect EINs, and incorrect 4980H Transition Relief and Minimum Essential Coverage indicators should be checked. Reviewing the data submitted in your ACA filings will help to identify errors in the submission. Not only does this not make sense because a Safe Harbor cannot be claimed when no offer of coverage is extended (subjecting you to a 6721/6722 penalty for inaccurate filing), but it also subjects your organization to potential 4980H(a) penalty for failing to offer coverage to a full-time employee. An example would be if there is a code 1H (No Offer) on Line 14 for all 12 months and a 2G (FPL Safe Harbor) on Line 16. If the code combinations on a particular 1095-C are nonsensical, a $260 penalty per schedule can be assessed for submitting “non-accurate” filings. In addition, the potential 6721/6722 penalty exposure also can be determined. A review of IRS code combinations on the 1095-Cs can be assessed to identify which employees pose a 4980H penalty risk. For instance, analyzing the previous years’ ACA 1094-C and 1095-Cs will help verify the accuracy of full-time counts over a 12-month period. Here’s what a penalty risk assessment can entail:Ī penalty risk assessment requires methodology that will calculate a total penalty exposure amount in the same way the IRS should. With the IRS issuing million-dollar 4980H penalty assessments in Letter 226J, now more than ever, ALEs should review their ACA compliance process and previous years’ IRS filings.Ī great way for organizations to evaluate their ACA compliance process is to undertake a penalty risk assessment. Under the ACA’s Employer Mandate, Applicable Large Employers (ALEs), organizations with 50 or more full-time employees and full-time equivalent employees, are required to offer Minimum Essential Coverage (MEC) to at least 95% of their full-time workforce (and their dependents) whereby such coverage meets Minimum Value (MV) and is affordable for the employee or be subject to IRS 4980H penalties. Let’s have a deeper look at SEO tasks the software allows doing.The Affordable Care Act (ACA) is complex and complying with the law’s Employer Mandate can be challenging for organizations. SEO PowerSuite supports over 500 search engines all over the world. All tools offer unrivaled localization opportunities: define your preferred search engine in any corner of the world.For example, a top keyword loses rankings, or your site gets an influx of spammy links. You can set alerts to get a warning once some undesired event happens. ![]() There is a powerful automation and alerts functionality that lets SEOs run automated tasks: automated rankings checks, site audits, backlink checks.Branded reports are available in the Enterprise pricing plan. The reports can be sent to an email or stored in-cloud and shared via URL. You can define your company information and your client information in the Project Settings, and add a logo to the reports. For SEO agencies, there is a white-label feature for reports.Each tool has the Reports module with predefined templates that you can also customize and design to give it your preferred appearance.You can import data from any other source.SEO PowerSuite integrates with third-party tools, including Google Analytics, Google Search Console, Google Ads Keyword Planner.All stats can be exported either by copypaste or by download in CSV/PDF format for some data (note that different pricing plans allow different levels of storing and exporting the project data).Besides, you can create tags to handle your material the way you like and even set some automatic tasks, applied to your defined tag list. All four tools contain filters that let you sort out unnecessary rubbish, customize searches, etc.Each tool contains standard modules on the left-hand and default workspaces which you can customize yourself, adding and removing the SEO metrics you need. ![]()
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![]() ![]() ![]() Here are some examples Lund Fisker gives of hobbies that generate more value than they cost: “Money leaving your pocket is a big warning sign,” he says. Lund Fisker advises that when you’re choosing hobbies or projects to engage in, make sure they produce more value than they cost. As an example, you could bake cakes and sell them in the local community. Taking part in an online course develops your skills. As an example, running improves your fitness. As is reading books that you borrow from your local library.Īnd some hobbies also do one or both of the following: Going for a walk is a good example of a hobby with zero cost. Are free to take part in, so you at minimum break even when you take part.Sports like golf also fit here - think of all the equipment you need, plus the cost per play. Video gaming falls into this category since you need to buy the console and the video game. Have a financial cost, meaning a net loss when you take part in them.Hobbies fall into one or two of the following categories. When your life is a financial system, it encourages you to think about your hobbies in terms of cost and value generated. Jacob Lund Fisker explains in his book Early Retirement Extreme that every good system solves multiple problems at the same time.Ī good example of this is hobbies. Think of your whole life as a financial system - and aim for a surplus Every resilient system includes surplus.īelow, I give two in-depth examples of how to apply these lessons in your personal finances.Think about your financial life in terms of systems.I didn’t realize it at the time but playing this game as a teenager I’d learned one of the most valuable lessons of resource management: There needed to be slack in the system to allow for growth and also to mitigate any disasters. ![]() I quickly learned to always a surplus of electricity and water supply whenever I wanted to grow my city. What’s more, if any utilities are in short supply, citizens very quickly get unhappy and start to move to other, better-managed cities. You can zone off areas for residents and businesses, but without utilities, no one will take the space. But there's one factor that, unless addressed, will mean you attract zero new citizens to your growing town: utilities. ![]() There are all kinds of tweaks you can make to attract more citizens, from building roads to planning green space into your city to offering an attractive tax rate. And SimCity 2000, in particular, taught me a valuable lesson in resource management. I loved having an outlet for my inner business mogul.Īll of these games require you to balance a budget, so they’re great for learning the basics of financial literacy. With games like Railway Tycoon and SimCity 2000 available for pocket money prices during the late 90s, I collected game after game. That’s probably for the best, as it wouldn’t have been a good lesson in ethical business practice. The cheat didn’t work - at least it didn’t help me win the game. I went out and picked up a copy of Theme Park from my local video games store. When my 13-year-old self read about this cheat in a gaming magazine, I knew I had to give it a try. You make a killing selling cola at extortionate prices. Then you hike up the cost of soft drinks. There’s a really evil “cheat” you can do in the 1990s video game Theme Park. Image source: Official Promo Art / Moby Games ![]() ![]() ![]() The Green Mountain Care Board concurs that the primary driver of increased medical costs is the unit cost (price), not utilization. An Agency of Human Services consultant, Michael Bailit, who is currently leading Vermont stakeholders* in determining the future of Vermont’s health care reform efforts, states in his recent Health Affairs article that “price appears to be the primary cost driver in the commercial market.” Most experts agree that the price of health care services is the chief contributor to the increasing cost of health care. Vermont’s escalating hospital and health insurance rate increases are an indicator that we have made no progress. ![]() Hospital rate increases affect the commercial market, not Medicare rates, and, according to RAND data for 2018-20, UVM Medical Center’s commercial rates (prices) are already more than three times higher than Medicare rates. These hospital rate increases will be passed on to the commercial insurers who will be forced to raise insurance premiums and out-of-pocket costs to cover the higher cost of hospital care. This explosion of rates can be seen in the recently approved 11% to 19% rate increases for BlueCross BlueShield of Vermont and for MVP Health Care.Īdditionally, Vermont hospitals just received a 12% rate increase (on average), the highest being UVM Medical Center’s at nearly 15%. Hospital prices and health insurance costs are exploding, leaving affordability in their wake. ![]() This commentary is by Julie Wasserman of Burlington, an independent health policy consultant who worked for Vermont state government for over 25 years. The three authors are Julie Wasserman, Patrick Flood and Mark Hage. This first installment addresses current problems in Vermont’s health care system, the second focuses on what is needed instead, and the third centers on approaches to alternatives. This is the first of a three-part series on health care reform in Vermont. ![]() ![]() It includes wider upper and lower control arms, a tie rod extension kit with FK rod ends, extended front axle shafts, front hub centric wheel rings, spacers for the factory front coil overs and CNC machined rear wheel adapter/spacers and Gorilla lug nuts, all designed and manufactured by APG. The long travel suspension system allows up to 12.5 inches of wheel travel and accommodates the fitment of up to 35-inch tires. The APG PRORUNNER Series 1 package includes carbon fiber front fenders and bedsides that widen the Ranger by 10 inches over factory width, as well as an entirely new carbon fiber fuel door and housing. The APG PRORUNNER Series 1 package includes a hand-laid and vacuum infused carbon fiber widebody, adjustable long travel suspension for high performance off-road driving and an all-aluminum front bumper. Want to know more on how to get your own APG ProRunner Ford Ranger? Check out their website at ProRunner – APG (automotiveperformancegroup.Automotive Performance Group, an automotive aftermarket builder and manufacturer based in Orange County, California, has introduced its PRORUNNER Series 1 conversion package off-road upgrade for the 2019-2020 Ford Ranger 2WD or 4WD platform. Warn Winch and Factor 55 Flatlink Package.Baja Designs XL Pro LED Front Bumper Lighting Package.Baja Designs SAE Pocket Fog Lights (amber or white).Adaptive Cruise Control Sensor Relocation Bracket.Falcon 2.25 Sport Leveling Shock Package.King OEM Series 2.5 Rear Shocks with Compression Adjusters.King Extended Travel 2.5 Front Coilovers with Compression Adjusters. ![]()
![]() ![]() Noland proceeds to crack the tough outer shell of the fruit. ![]() An investigation reveals that the sound is coconuts falling from a tree. A falling sound followed by a “thud” startles him. He writes “HELP” in the sand so that any passing planes may see he is in distress. Noland then proceeds examine the island, in addition to building a campsite with his raft and various packages that have washed up from the wreckage. He takes a look around the shore line to see that the ocean and sky meet on the horizon, meaning that he is has been stranded away from any nearby civilization. He tells her not to open it until he is back in Memphis for New Years.Ĭhuck wakes up from being tossed around on his raft by the storm to behold that he has landed on an island. They arrive at the airport, where Chuck gives Kelly one final gift before he departs. The gifts Kelly received from Chuck is a pager and two hand towels. Chuck receives a pocket watch, containing his favorite picture of Kelly, that Kelly’s grandfather carried while working on the railroad. Kelly and Chuck exchange gifts on the ride to the airport. During the holiday dinner, Noland is alerted by his pager that he is needed by the company. Noland returns to his home of Memphis from Russia in time for Christmas in with his girlfriend, Kelly, and their family. He sent the timer to show the people how long a package is in the system before it reaches the final destination. The package delivered to Noland by the boy contains yet another timer set by Noland before he left for Russia. When the boy arrives, Noland reveals a timer while educating the Russian employees on the importance of time with distributing packages for the company. At the start of the movie, a package is delivered to Russia where a young boy then rushes to deliver the package to Noland. ![]() Part of his job is to travel to various locations around the globe to increase the timeliness in the distribution of packages through FedEx. The movie Cast Away stars Tom Hanks as Chuck Noland, who is an executive of sorts for FedEx. ![]() ![]() Zoho Sprints is an agile project management tool that helps Scrum teams organize user stories, manage backlogs, and track progress on Scrum Boards.
![]() ![]() It is the best selection if your organization has a need for a smart card setup to process a high volume of transactions in a quick, efficient manner, and you are looking for a card reader that can interface easily with your existing computer systems. The device is fitted with the patented OMNIKEY Chipset. The OMNIKEY 3121 comes with a two year manufacturer's warranty. The OMNIKEY reader meets most major standards for credit card processing including ISO 7816, Microsoft WHQL, EMV 2000, USB CCID, HBCI (Home Banking Computer Interface), PC/SC, and PC-2001 Specification. The smart card interface will process at a speed of 420 kbps (when supported by the card). ![]() This desktop reader supports all major smart card transactions including 5V, 3V, and 1.8V smart cards, ISO 7816 Class A, B, and C. The standard device is a two-tone grey with a dual color LED. The OMNIKEY can be specified to meet your company's design with a label and colors. The 3121 features an interchangeable standing base which is offered in both horizontal and vertical configuration, and it also includes an adhesive attachment pad to easily fasten the device to any computer monitor. The system can be connected without the need for additional downloads or drivers in almost all cases. ![]() The USB connection makes interfacing with any existing legacy systems simple and convenient. This device is built for easy installation on all major PC operating systems Windows, Mac, Linux and Android. Users can now use the HID Omnikey 3121 to read MyKad details.The OMNIKEY 3121 is a top performing smart card reader intended for use with a desktop computer. Step 7: Go to device manager to verify that the Windows operating system indeed has recognized the smart card reader as Omnikey 3x21. Click Close to exit.įigure 9: Driver Software Installation Success Window Step 6: When Windows has successfully updated the HID Omnikey 3121 driver, the following window will be shown. Click Next to begin updating the driver.įigure 8: Selecting Omnikey 3x21 as the Device Driver to be Installed Check the Show compatible hardware checkbox and select Omnikey 3x21 as the model. Step 5: The Update Driver Software – Microsoft Usbccid Smartcard Reader (WUDF) window will be shown. Then, select Let me pick from a list of device driver on my computer and click Next button.įigure 6: Selecting Browse My Computer for Driver Softwareįigure 7: Selecting Let Me Pick from a List of Device Drivers on My Computer Step 4: In the next window, select Browse my computer for driver software. Step 3: Right-click on Microsoft Usbccid Smartcard Reader (WUDF), then run Update Driver Software…įigure 5: Click Update Driver Software to Update the HID Omnikey 3121 Driver OMNIKEY 3121 a high-performance smart card reader USB connected for desktop use with multiple standing options in a robust housing. We are leading hid omnikey 3121 usb card reader manufacturers. ![]() Step 2: Go to Device Manager and expand the Smart card readers section.įigure 4: Expand the Smart Card Readers Section OMNIKEY 3121 is an easy-to-install USB card reader suited for all contact smart card operations like online-banking or digital signature applications. Step 1: Launch 'Computer Management' by right-clicking Computer icon and the select Manage.įigure 3: Right-Click on Computer and Click Manage To update HID Omnikey 3121 driver from Device List:.To update HID Omnikey 3121 driver from Device List. ![]() ![]() ![]() Once Adobe Acrobat 2017 has been uninstalled and your computer rebooted. Click on “Yes” and it will restart your computer. This example shows Adobe Acrobat DC.Ĥ.) The following dialogue box will appear. You will then right click on Adobe Acrobat.Ģ017 and click uninstall. Windows: To uninstall Adobe Acrobat 2017:ġ.) Start Menu (Windows) search for Adobe Acrobat 2017.Ģ.) Right click on Adobe Acrobat 2017 and click on Uninstall.ģ.) You will be automatically prompted to Programs and Features. Please remember to save any unsaved work because your computer will need to be restarted. ![]() Adobe Acrobat Uninstallation Instructions:įirst you will need to uninstall Adobe Acrobat 2017 from your devices. Please note this guide references Acrobat 2017 you may have a different, older version installed. For many, Adobe is a must, so I hope my little note helps you understand more.To migrate from an older version of Adobe Acrobat to the Adobe Creative Cloud please follow these steps: Options? Stand-alone, I love Qoppa PDF-Studio Pro. You have been warned, so decide if the risk is worth it. Intentionally tricky about getting you into a monthly fee, while shouting about free accounts. I am diligent." But before you feel inclined let me add this: I have been in the tech industry for almost 40 years now, I watch and report on these types of snares, and it still nabs me.īottom line: Great product! Expensive for the occasional user. You may be thinking to yourself, "Self! I can manage that. But now, if I click the wrong thing (Acrobat DC has icons, so it can happen) I get no warning that I crossed a line and simply see a recurring bill show up on my bank statement. I have! And when it came time to stop the $20+ per month I ended my subscription. ![]() This is not a big problem if you are diligent, and you have never established a paid account with Adobe. Granted! But it is worse here, because once you are in their system, browsers, password managers, and their own system, blur the lines and all lead to a pricey-click when you don't expect it. However- (you knew there was a however, right?) like some of these others, they bait with the limited free functionality and then switch into the full options in the list, but without distinguishing the line between paid and free. Like Intuit, Facebook, and other companies, Adobe has a WONDERFUL set of products that everyone uses and needs. Some features require a paid Acrobat DC subscription. This add-in includes free features available to all users. We would love to hear your feedback on how to improve the product functionality and experience.
![]() ![]() ![]() To access iPhone files on Mac, both using EaseUS MobiMover and iCloud are advisable. It's no doubt that the iPhone has better compatibility with Mac, compared with Windows PC. How to View iPhone Photos on PC or Mac via Finder For more workable tips, go to the guide on how to view iPhone photos on computer. There is more than one solution to access iPhone photos on PC. When iTunes detects your device, you'll see your device in the left sidebar. Open iTunes on your computer, then connect your iPhone to the computer. If you're using a Mac with macOS Mojave or earlier or a PC, you can use iTunes to access your music, movies, books, voice memos, audiobooks, and more. Support files: Videos, Music, Films, TV programmes, Books, Audiobooks, Tones How to Browse iPhone Files on Mac or PC via iTunes It is very convenient to access your files with iCloud Drive. But this cloud service works on iPhones or iPad running iOS 13 or later and PC running Windows 10. Tips: If you have ever enabled iCloud Drive on your iPhone, then all of your files and documents will be synced across all of your Apple devices. Then, you can open your Photos, Notes, Calendar, or other apps to check the synced content. Just tick the box next to the data you wish to view. ![]() You'll see all the file types you can sync to your Mac. Click on the "iCloud" or "Apple ID" option to manage your iCloud account. ![]() Click on the Apple icon at the top-left corner of your Mac, and choose "System Preference." All you need is to enable iCloud sync on your Mac and iPhone, and then you can access synced data on native apps on your Mac. In fact, the steps introduced above also work on a Mac, but Apple makes the process easier and quicker. If you need to, you can also export contacts from iPhone or download iCloud photos to PC via. Note: If iCloud Drive not syncing on Windows PC or Mac, fix it before proceeding with the following steps. Then, you can follow these steps to access these data on your Mac or PC. To do this, you can go to Settings > iCloud, then select the type of data you wish to access and toggle it ON. Before adopting either of these methods, you need to enable iCloud in advance. The steps vary depending on the computer you're using. You can view and access iPhone files on Mac or PC via iCloud as long as you've previously enabled iCloud on your iPhone or iPad. Support files: Mails, Contacts, Calendar, Photos, Notes, Reminders, Pages, Numbers, Keynote How to Access iPhone Files on Mac or PC via iCloud Download for PC Download for Mac Part 2. To access iPhone files on PC with EaseUS MobiMover: Others: Contacts, Notes, Messages, Voice Mails, Books, and Podcasts.Audios: Music, Ringtones, Voice Memos, Audiobooks.Here are the files you can view on PC with the help of this tool: With it, you are able to view and access your iPhone/iPad/iPod touch files on PC or Mac, transfer files to or from your iOS device, or download videos from YouTube to your computer or iPhone/iPad/iPad Touch. Support files: Photos and Albums, Movies, TV shows, Music Videos, Music, Ringtones, etcĪre you wondering how to access iPhone files on a PC without iTunes? If so, why not try the reliable iOS data management software - EaseUS MobiMover, which is designed for iOS data transfer, content management, and video download. How to Access iPhone Files on PC or Mac with EaseUS MobiMover Music, Movies, TV Shows, Podcasts, Audiobooks, Books, Photos, Files, Info Videos, Music, Films, TV programmes, Books, Audiobooks, Tones Mail, Contacts, Calendar, Photos, Documents, Notes, Reminders, Pages, Numbers, Keynote ![]() ![]()
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